www.smbiz.com   Small business taxes & daily tax management tips

Financial Planning and Personal Finance
www.FinancialPlannerNetwork.com  Financial Planner.  Find financial planners specializing in estate planning, income tax, investments, financial advising, financial analyzing, securities, savings, assets and more.
www.fpanet.org  Financial Planning Association (FPA), 4100 E. Mississippi Ave., Suite 400, Denver, CO 80246-3053, (800) 322-4237

www.cofpa.org  FPA of Colorado, 11166 Huron Street, Suite 27, Denver, CO 80234, (303) 450-0515

www.scfpa.com  FPA of Southern Colorado

www.mymoneyhelp.com  MyMoneyHelp.com, Credit and Debt Resource Center.  Complete information to help consumers manage their personal finances.  Credit, debt help, loan information and more.

College Planning and Financial Aid

www.savingforcollege.com  SavingForCollege.com is a good site for learning all about 529 plans, Coverdell ESA (education savings account), and links to other related web sites.

CollegeSavingsCalculator.pdf  Use this College Savings Calculator chart to estimate the future cost of college for major colleges in Colorado.

arizona.collegesavings.com/index.shtml  The Arizona College Savings Program is a conservative 529 plan investing in CollegeSure CDs with a guaranteed return, tied to a college tuition index.  It does not invest in the stock market.  You can sign up directly without paying commissions to a broker.  It is open to residents of all states and funds can be used for any college.

www.scholars-choice.com/index_home.html  Colorado Scholars Choice College Savings Plan offers a variety of investment choices from conservative to aggressive, using stock and bond mutual funds.  You can sign up directly without paying commissions to a broker.  It is open to residents of all states and funds can be used for any college.  Tax advantages for Colorado residents.  Contact us for help in making your investment choices.

www.irs.gov/pub/irs-pdf/p970.pdf  IRS Publication 970, Tax Benefits for Education, includes information on 529 plans and Coverdell ESA, more.

CollegeTaxBenefits.pdf  Use this chart from IRS Publication 970 to compare the tax benefits for education for various college funding methods.

www.fafsa.ed.gov  US Dept. of Education, Free Application for Federal Student Aid, complete and track your application online.  Information on Pell Grants, Stafford Loans, PLUS Loans and other Federal Student Aid (FSA) financial aid programs.

Financial Calculators

www.fincalc.com   Some good financial calculators: loan amortization, refinance, credit card, life insurance, college planning, retirement planning, more

www.bankrate.com/brm/rate/calc_home.asp    More financial calculators

quickenloans.quicken.com/Tools/Refinance/RefiResult.asp    Quicken mortgage refinance calculator

Insurance

www.bankrate.com/brm/insurance_home.asp    Insurance information

www.CoverColorado.org   Colorado health insurance pool for high risk uninsured people. Online quotes, 5 PPO plan choices.  Call us for assistance.

www.AMBest.com   Best's ratings for insurance companies

www.lsalliance.com/index.shtml  Life Settlement Alliance, sell your unneeded or unwanted life insurance for cash.  Call us for assistance.

Annuities

www.annuitydir.com  Annuity Directory, a one stop resource for all your annuity needs

Taxes and Accounting

Federal Tax Rate Schedules for 2007  Look up your federal tax rate (tax bracket)

State Tax Rate Schedules  Look up your state tax rate (tax bracket)

State and Local Retail Sales Tax Rates  Look up sales tax rates

IRS Tax forms and publications Download tax forms or view online

State tax forms  Download state tax forms

https://sa2.www4.irs.gov/sa_vign/newFormSS4.do  IRS Form SS-4, Online Application for Employer Identification Number (EIN)

www.smbiz.com/sbrl040.html  IRS revenue rulings, procedures, announcements

www.irs.gov/pub/irs-pdf/p553.pdf  IRS Publication 553, Highlights of Latest Tax Changes

www.irs.gov/pub/irs-pdf/p523.pdf  IRS Publication 523, Selling Your Home, $250,000/$500,000 capital gains tax exclusion

www.irs.gov/pub/irs-pdf/p527.pdf  IRS Publication 527, Residential Rental Property

www.irs.gov/pub/irs-pdf/p541.pdf  IRS Publication 541, Partnerships (including multiple member LLCs)

www.irs.gov/pub/irs-pdf/p550.pdf  IRS Publication 550,  Investment Income and Expenses (Including Capital Gains and Losses)

www.irs.gov/pub/irs-pdf/p590.pdf  IRS Publication 590,  IRA, Roth IRA, Spousal IRA, SIMPLE IRA

www.irs.gov/pub/irs-pdf/p560.pdf  IRS Publication 560,  Retirement Plans for Small Business, SEP, SIMPLE, 401k, Profit Sharing, Money Purchase, defined benefit, defined contribution

www.irs.gov/pub/irs-pdf/p970.pdf  IRS Publication 970, Tax Benefits for Education

www.irs.gov/taxtopics/tc429.html  IRS Tax Topic 429 - Traders in Securities (Information for Form 1040 Filers)
www.tradersaccounting.com/index.asp  Traders Accounting, good info on tax questions and business entities for traders

www.tdwaterhouse.com/planning/tax_center/tax_cut_tutorial.html Tax Law Changes 

www.revenue.state.co.us/forms_download.html  Colorado tax forms

www.revenue.state.co.us/fyi/html/estate01.html  Colorado Estate Tax

www.cocpa.org/index.asp  Colorado Society of CPA's. Find a Certified Public Accountant (CPA) with the area of expertise you need.

Other Links of Interest

securityresponse.symantec.com   Symantec Virus Alerts & Updates
www.identity-theft-advisor.com  The Identity Theft Advisor, an online Protection Guide against identity theft. Advice on identity theft monitoring, prevention, protection and internet security.
www.ripoffreport.com  Rip-Off Report (AKA badbusinessbureau.com) provides great information for avoiding bad businesses, crooks, fraud and scams

www.ibackup.com/index.html  IBackup offers affordable, online, offsite, backup and restore services for your important files and records, with manual or automatic scheduled backups, and data encryption for security.

www.wi-fihotspotlist.com  Global Wi-Fi HotSpot List, find wireless Internet access points anywhere you travel

s3abaca.ssa.gov/pro/batch-pebes/bp-7004home.shtml   Request a statement of your estimated benefits from the Social Security Administration

www.LowerMyBills.com  Money-saving ideas from LowerMyBills.com, free newsletter

www.simpleliving.net/default.asp  Tired of the high stress rat race? Read more about Voluntary Simplicity and the book Your Money or Your Life at The Simple Living Network

www.vitaminshoppe.com  Discount vitamins, diet supplements and personal care products.  Save 20-80% on 25,000 items from over 300 brands.  Nutrition information, books.  Take care of your health.

www.discountinksshop.com  Inkjet cartridges printer ink cartridge laser toners refills.  DiscountInksShop offers widest selection and lowest prices on discount ink cartridges, printer ink cartridge, laser toners, refill kits, and laser cartridges for Epson, HP, Canon, Lexmark, Brother and inkjet, laser printers, fax machines and photocopiers.

www.springsgov.com/units/pikespeak  Camera views from Pikes Peak

www.springsgov.com    City of Colorado Springs web page

www.springsgov.com/SectionIndex.asp?SectionID=7    Colorado Springs Police Department (CSPD)

www.colorado.gov    State of Colorado web page

Colorado Revised Statutes  Colorado Statutes, lookup by word or number

Colorado Small Claims Court  small claims court rules, forms and procedures

www.revenue.state.co.us/fyi/html/generl03.html  Colorado Dept. of Revenue, Trade Name Registration for sole proprietors

www.cdphe.state.co.us/hf/static/pcbhpp.htm  Colorado Assisted Living Residences (formerly Personal Care Boarding Homes), regulated by Colorado Department of Public Health and Environment

www.treasurer.state.co.us/payback/index.htm  Great Colorado Payback- see if you are entitled to any lost, unclaimed or abandoned property held by the state

www.access.gpo.gov/nara/cfr  Code of Federal Regulations

www.law.cornell.edu/uscode  US Code (Federal Statutes)

www.nolo.com    Nolo Press, self-help legal books and software

www.atra.org   American Tort Reform Association, fighting lawsuit abuse

snowwhite.it.brighton.ac.uk/~mas/mas/courses/html/html_fr1.html  A Guide to HTML and CGI Scripts, for web designers and ebook creators.

werbach.com/web/wwwhelp.html  WWW and HTML resource guide and links.

LLCs and Corporations, State Information

www.sos.state.co.us/pubs/business/main.htm  Colorado Secretary of State, business information for Colorado corporations, partnerships, LLCs

soswy.state.wy.us/corporat/corporat.htm  Wyoming Secretary of State, business information for corporations, partnerships, LLCs, registered agents, UCC

sos.state.nv.us  Nevada Secretary of State, business information for corporations, partnerships, LLCs, registered agents

Nevada Close Corporation Forms Packet  PDF file, Nevada Close Corporation Forms Packet includes instructions, Articles of Incorporation, fee schedules and credit card checklist to file Articles of Incorporation. (Maximum of 30 shareholders allowed for a Close Corporation.  Shares have restrictions.)

Nevada Close Corporation Electronic Form.pdf  Fill out this Nevada Close Corporation form online, then print out and submit with other close corporation forms above.

Nevada LLC Forms Packet  PDF file, Nevada LLC Forms Packet includes instructions, Articles of Organization, fee schedules and credit card checklist to file Articles of Organization for a Nevada LLC.

Nevada LLC Electronic Form.pdf  Fill out this Nevada LLC form online, then print out and submit with other LLC forms above.

Estate Planning, Trusts, Asset Protection, Incorporating Services, LLCs, Corporations, Registered Agents
www.HarvardBusinessServices.com  Form a Delaware corporation or LLC online, low cost Delaware registered agent.  Provides Delaware registered agent services and incorporating services to corporations and LLC's located across the USA and throughout the World.  Annual registered agent fee only $50.

www.estateplanninglinks.com   Directory of estate planning sites

www.oshins.com  Law Offices of Oshins and Associates, Las Vegas

www.quatloos.com  Quatloos!, good info on exposing financial fraud and scams

www.adkissonconsulting.com  Adkisson Consulting, good info on asset protection, court rulings, statutes, more

ColoradoLLCfails.pdf  www.blankrome.com/publications/Articles/ominsky_077.asp  www.hansonbridgett.com/newsletters/EstatePlanning/EstatePlanAug03.html  Colorado Single Member LLC Fails to Provide Asset Protection in bankruptcy case of member.  Nevada LLC offers better asset protection. Call us to discuss the important meaning of this case for single member LLCs.

www.nevadaonshoretrust.com/index.html  Nevada Spendthrift Trust (asset protection trust), Jeffrey L. Burr & Associates, Las Vegas

www.trust-4u.com  Trust 4U, categorized resource directory for everything about trusts

www.incorpservices.com  Incorp Services, Inc., Las Vegas- corporations, LLCs, consulting, formation, offices, mail services, resident agent services and education.  
www.incparadise.com  Nevada corporations and LLCs, registered agent.  Nevada Incorporation and Resident Agent Services. Nevada Corporation, Nevada LLC and Registered agent for $40 per year. Las Vegas address, mail forwarding.