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Investing for College
 We offer investment management, investment reviews and analysis and financial
planning services to help you achieve your financial goals. We are
compensated by fees for these services, not by sales
commissions. We welcome all inquiries, regardless of your financial
situation or the size of your investment account.
Click here for a FREE
consultation.
Sign up for our FREE
NEWSLETTER.
Investment
Management
We offer professional investment
management of your account for a fee using dynamic asset allocation and advanced active risk management methods
based on our proprietary computer models. We have programs suitable for
all risk tolerance levels and can manage your IRA, 401k, TSA, other retirement plan,
taxable account, or sub-accounts in a variable life or variable annuity
product. We can assist you with Rollovers from a 401k or other employer sponsored
retirement plan into your own IRA. We can design an investment
portfolio using traditional investments or alternative investments.
Generally,
younger, moderate risk and more aggressive investors are growth
investors and own more growth type
investments, such as growth stocks and growth mutual funds. Growth stocks
generally reinvest profits into growing the business and pay small or no
dividends. Older and more
conservative investors own more income type investments, value stocks and slower growth stocks
of mature and stable companies.
For income
investors, there are many income investments to choose from, such as: money
market funds, CDs, government bonds, municipal bonds, corporate bonds, mortgage
securities, mortgage notes, tax lien certificates, high yield bonds, foreign bonds, floating rate bonds, convertible
bonds, preferred stocks, dividend paying stocks, direct real estate ownership,
Tenant In Common (TIC) real estate, real estate investment trusts (REITS), oil and gas
royalty trusts, other royalty trusts, oil tanker stocks, oil and gas pipeline
stocks, Master Limited Partnerships (MLPs), utility income stocks, option income
funds, annuities and more.
Exchange
Traded Funds (ETFs) are now available for most investment asset classes and
can be used to design a diversified or a focused portfolio. ETFs are
replacing mutual funds and can be bought or sold at any time during the day,
like individual stocks. ETFs own a diversified basket of stocks or bonds,
providing less risk and less volatility than buying individual securities.
Unlike mutual funds, there are no short term redemption fees, so ETFs can be
used either for shorter term trading or longer term investing. Options are
available on some ETFs, allowing more sophisticated investors to protect
portfolios by hedging with put options or to generate income by selling covered
call options.
Click
here for ETF advice or assistance in managing your
ETF portfolio for a low annual management fee.
We
can work with you to design an investment portfolio that suits your risk
tolerance and your needs for growth or income, or a combination of both.
We
generally manage investment accounts with a $50,000 or $100,000 minimum, but we also
offer advisory and alert services and model portfolios to follow for smaller accounts.
Click here for
more information or a FREE
CONSULTATION.
Investment Review and Analysis
If you prefer to manage your own investments
or would like a Second Opinion on the recommendations you are
receiving from another advisor, we can do an
investment review and analysis for you to see if you are properly
diversified and situated in investments suitable to your goals, risk
tolerance, risk capacity and the current investing climate.
We can also review
your current or planned real estate investments, including Section
1031 exchange assistance to defer capital gains tax, and help you locate replacement
Tenant In Common (TIC) properties across the country.
Investment Monitoring and Alerts
You can manage your own
IRA, 401k, retirement plan or other investments while we provide an investment monitoring and
alert service to notify you of important changes in investment trends, risk levels or
developing opportunities. You can focus on your family, friends, career
and free time while we monitor your investments.
Stock
and Option Traders
We
are knowledgeable in technical analysis, software and strategies being used by
stock and option traders and active investors, including the Pristine Trading
Method and Optionetics options strategies. Please call us with your questions and we would be glad to assist
you.
401(k)
and Other Retirement
Plans Setup
We
can assist you in setting up a Traditional IRA, Roth IRA, IRA Rollover or a
retirement plan for your small business such as a SEP, SIMPLE, Keogh, Profit
Sharing or Solo 401(k) plan.
 Self-employed business
owners may be interested in setting up an Individual (Solo) 401(k) plan.
You can contribute up to 25% of your income PLUS a salary deferral contribution.
Do-It-Yourself
Administration. Your business can serve as the 401(k) plan trustee and
as the administrator, saving you some annual fees. You can also use software to make the 401(k) plan
administration easier for you. You may wish to consider software available
from 401kEasy.com. (Click image for more information about 401kEasy software.)
Third Party
Administration. For a small annual fee (0.25%), you can hire a Third
Party Administrator (TPA) to administer your 401(k) plan. 401kBrokers.com
can do this for you. We can provide assistance and investment
advice. You can invest in Vanguard and many other mutual funds, stocks,
bonds, options and even real estate in your Solo 401(k). This is a great
way for self-employed business owners and spouses to save more for
retirement without requiring a lot of legal, accounting, and administrative
expenses to setup and operate your own 401(k) plan.
Our 401k
Wizard™ advisory service for retirement plan participants can help you to make wise investment
decisions and provide you with professional guidance from a Registered
Investment Advisor.
Click here for
a FREE
CONSULTATION on your 401(k) plan.
Financial Planning
We gather information from you and prepare a financial plan to give you a
roadmap to follow in achieving your financial goals while managing risk.
Your plan can focus on one or more areas including investments, insurance,
retirement planning, college education planning, estate planning, long term care
planning and business planning. You are not obligated to implement your
financial plan with us.
Other Consulting Services
We can provide consulting
in several other areas including real estate
investing, property management, investment analysis, asset allocation, stock and
option trading and computer
modeling.
Managing Rental Property
We teach an award-winning,
4-hour class titled "Managing Rental
Property" to show landlords and property managers the best methods for
managing risks with real estate investments. Over 2,500 students have
attended our classes.
This class qualifies for 4
hours of Continuing Education (CE) credit for real estate licensees.
Please
see Seminars for our schedule
of upcoming classes and seminars.
Thank
you for visiting our website.
Click
here for a FREE
consultation.
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NEWSLETTER.
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